In 2014, we saw a problem: major payment processors were freezing accounts and discriminating against legal firearm businesses. We built PayGunner to fix that. Now in 2025, we're launching with cutting-edge technology to make it faster, more reliable, and protected from discrimination.
The Second Amendment guarantees your right to keep and bear arms. But what good is that right if you can't actually buy, sell, or pay for anything firearm-related?
Traditional payment processors have made it clear: they don't want your business. Account freezes, sudden terminations, and discriminatory policies have left law-abiding gun owners and businesses scrambling for alternatives.
That ends now.
Simple as sending an email. Just dollars and email addresses.
Behind the scenes, we use modern financial technology to ensure fast, secure transfers. You'll never see complicated technical jargon. It works like traditional peer-to-peer payments, but built specifically for 2A.
Money moves in seconds, not days. No more waiting for bank transfers to clear.
Modern technology means lower costs. We pass those savings to you.
Designed from day one for the firearm industry. We'll never discriminate.
24/7/365. No bank holidays, no "system maintenance" at 3am.
No complicated tokens or currency conversion. Just US dollars.
Enterprise-grade encryption protects every transaction.
We will NEVER discriminate against legal firearm commerce. Ever. It's literally why we exist.
We don't freeze accounts for political reasons. We don't hold your money hostage. As long as you're doing legal business, we've got your back.
No hidden fees. No surprise charges. What you see is what you pay. Check our fees page - we're proud of how low they are.
We collect the minimum data required by law (KYC compliance is mandatory for all payment processors). We never sell your data. We never share it except when legally required.
PayGunner 1.0 launched in 2014. PayGunner 2.0 (this version) uses 2025 modern financial technology. We're always evolving to serve you better.
PayGunner combines the simplicity of traditional peer-to-peer payments with enterprise-grade security - all while being built specifically for the Second Amendment community.
Just like other peer-to-peer payment apps, you send money using email addresses. No complicated jargon. If you can send an email, you can use PayGunner.
Behind the scenes, your money is protected with enterprise-grade security. This means: (1) Bank-level encryption, (2) Secure transaction processing, (3) Protected from unauthorized access, (4) Full compliance with financial regulations.
Transfers settle in seconds using modern payment technology. No 3-5 day bank holds. Send money now, they receive it now. Real-time balance updates.
Your funds are backed 1:1 by US dollars held in regulated financial institutions. Every dollar in your account is redeemable for $1.00 USD, ensuring stable value and security.
Your wallet keys are encrypted with bank-level AES-256 encryption and stored securely. We never have access to your funds without your password. Multi-layer security protects your account.
All transactions are recorded with secure, immutable record-keeping. This creates an audit trail that can't be altered. You can verify your balance independently.
Account verification (KYC) required for all users. Real-time fraud detection monitors suspicious activity. IP tracking and device fingerprinting prevent unauthorized access.
PayGunner operates as a registered Money Services Business (MSB) in compliance with FinCEN regulations. We follow federal anti-money laundering (AML) requirements.
Unlike traditional payment processors that can freeze accounts arbitrarily, our modern system provides transparent rules and fair settlement policies.
Your funds are never held in our bank accounts. All user balances are held in secure, segregated storage with enterprise-grade encryption. This means we can't access, freeze, or misuse your money. You're protected by bank-level security, not just corporate promises.
| PayGunner | Traditional C2C Apps | Other Solutions | |
|---|---|---|---|
| Accepts Firearm Transactions | ✓ Yes | Prohibited* | ✓ Yes |
| Simple Email-Based Transfers | ✓ Yes | ✓ Yes | ✗ No |
| Simple Email-Based System | ✓ Yes | ✓ Yes | ✗ No |
| Advanced Security & Transparency | ✓ Yes | ✗ No | ✓ Yes |
| Can't Freeze Your Account | ✓ Protected | ✗ Centralized | ✓ Self-Custody |
| Merchant/Business Tools | ✓ Coming Soon | Varies | DIY Setup |
*Most major peer-to-peer payment services prohibit firearm and ammunition transactions per their acceptable use policies. Check individual terms of service for specific restrictions.
Accept payments without account freezes
GunBroker, Armslist, your own site
Get paid for your work, hassle-free
Accept payment for classes and courses
Send money to friends securely
B2B payments that actually work
PayGunner is like Venmo for gun owners. Easy enough for your grandma to use, powerful enough for your business, and built on technology that welcomes legal Second Amendment commerce.
We're not trying to change the world. We're just trying to let law-abiding Americans exercise their Constitutional rights without payment processor drama.
Welcome to PayGunner. Your money. Your rights. No BS.